Government Schemes

Chronic Disease Management Programme (Medisave)

Chronic diseases are a major source of morbidity, suffering and misery to patients and their families in Singapore. The Chronic Disease Management Programme (CDMP) was first introduced in Oct 2006 for diabetes mellitus, hypertension, hyperlipidemia (lipid disorders) and stroke. It was later expanded to include a total of 19 chronic diseases under CDMP.

The 19 chronic conditions that are included in the programme. Namely Diabetes Mellitus, Hypertension, Lipid Disorders, Stroke, Asthma, COPD, Schizophrenia, Major Depression, Dementia, Bipolar Disorder, Osteoarthritis, Benign Prostatic Hyperplasia, Anxiety, Parkinson’s Disease, Nephritis/Nephrosis, Epilepsy, Osteoporosis, Psoriasis, Rheumatoid Arthritis.

To reduce the out-of-pocket cash payments for outpatient bills, you can use your family member’s or your own Medisave (up to 10 accounts) of up to $400 per account per year. Each claim is subject to a 15% co-payment in cash.

Medisave covers consultations, drugs and medications, laboratory and diagnostic tests eg. Eye and foot screening.

Community Health Assist Scheme (CHAS)

The Community Health Assist Scheme (CHAS) is a scheme by the Ministry of Health (MOH) that enables Singapore Citizens from lower- and middle- income households to receive subsidies for medical and dental care at participating General Practitioner (GP) and dental clinics near their homes.

Singapore Citizens who qualify for CHAS will receive an individual blue or orange Health Assist card.

Common medical conditions such as cough, cold, diarrhoea, headaches, fever are covered under the “Acute conditions”.

The Chronic conditions which are covered include:

  • Diabetes Mellitus
  • Hypertension
  • Hyperlipidemia
  • Asthma
  • Stroke
  • COPD
  • Schizophrenia
  • Major Depression
  • Bipolar Disorder
  • Dementia
  • Osteoarthritis
  • Benign Prostatic Hyperplasia (BPH)
  • Anxiety
  • Parkinson’s Disease
  • Nephrosis/Nephritis
  • Epilepsy
  • Osteoporosis
  • Psoriasis
  • Rheumatoid Arthritis

Pioneer Generation

The Government has introduced the Pioneer Generation Package to honour and thank our Pioneers for their hard work and dedication. Pioneers who were born on or before 31st December 1949 or had obtained citizenships on or before 31st December 1986 are eligible.

A summary of the benefits is as shown in the table above (Click here to view)


AGD has recently introduced a new initiative to allow participating medical clinics to directly bill the Government’s share of the medical expenses incurred by civil servants and their dependants via MBS@Gov. MBS@Gov is a portal for private clinics to submit the claims for the Government’s share of the medical bills incurred by civil servants, pensioners and their dependants at the clinics.

Civil servants will only need to pay their share of medical bills to the medical clinics upfront and hence, saving them the hassle of making claims through PaC@Gov. You can pay less upfront and enjoy the convenience of not having to submit medical claims if you visit the MBS@Gov participating clinics.


Children bring joy to the family. To support couples in their decision to have more children, the Child Development Co-Savings (Baby Bonus) Scheme helps to defray the costs of raising children. The scheme is part of the Marriage and Parenthood Package and was enhanced in 2013. The scheme includes a cash gift and contributions to the Child Development Account (CDA).

The CDA is meant only for use by the CDA child member and the siblings. Parents, other relatives and friends are not allowed to use the child’s CDA.

The savings in the CDA may be used to pay approved expenses for your children at Approved Institutions registered with MSF under the scheme, including consultation fees, medications and investigations.